Saturday, November 30, 2019

Tips On How to Become Freer in Your Storytelling

Tips On How to Become Freer in Your Storytelling Are you too scared to write? Whats exactly stopping you from essay writing your own unique book? Actually, you can write about anything you like. The only condition is that there must be a connection between you and your material. These effective tips will help you feel that writer freedom to create something special. Become an enthusiastic reader Books have the unique ability to present you a world of great imagination. That`s why all writers need to be avid readers. You can discover an infinite kaleidoscope of styles and grasp the art of language by reading. What is more, reading encourages your own imagination and gives you the opportunity to find out what works and what doesn`t work in writing. Here is how to increase enthusiasm for reading: Choose books wiselyFind book reviews and recommendationsAdd reading to your scheduleDo not waste time reading something that isn`t for youTake notes while reading Get interested in mythology, tradition, and folklore No doubt folklore and mythology are part of the identity of every nation. Myths and legends give insight into the perspectives and values of long gone cultures and evoke the sense of social history. They can serve writers as a strong moral compass and provide them with a strong link to past generations. Folklore often conveys timeless and universal themes, which are relevant in the art of storytelling. So, don`t underestimate their value if you are an aspiring author. Get your writing flowing It doesn`t matter from what point your writing process should start. There are plenty of authors who rarely start at the beginning because outlines just don`t work for them at all. Your book will be bound to succeed if you have a strong sense of character. When you are writing a story, you don`t have to think about it – it should just come. The words and the imagined reality of your story live in your head. So, don`t be afraid to climb back inside your head and write everything that you want to write. Find your own source of inspiration There is no need to explain how it is important for every writer to have inspiration. When you are inspired the process captures you so much that you often forget about food or sleep. The greatest source of inspiration is something that we all have access to – the whole world around us. You can recast the stuff of everyday life in fantastical ways. Even your own life can inspire you. For example, the own experiences of feeling like an outsider have inspired Nnedi Okorafor, a well-known Nigerian-American writer of fantasy and science fiction, to write her fictional creations we all enjoy reading today. Inspiration is not just a desirable thing, it`s an integral part of the writing process. Just look around and find those things that inspire you to greatness. Flex new creative muscles Do not be afraid to dive into a completely new genre. You have a very broad spectrum of writing genres to choose from and apply your unique power to create an imaginative, original literary production. In fact, multiple genres can improve your writing. Writing in an unfamiliar genre might be just the push you need to advance to a new level in your storytelling. You should always remember that there is no limit to how far your skills can advance. Create fictional characters wisely Your fictional characters must ring true in order to be convincing. Just like real people, they should have their parents, backgrounds, siblings, and experiences that influence their current behavior and shape their personalities. As soon as a suitable character comes into your head, be sure that you know what sort of person he or she is. All your characters should be placed into the context of the story you are writing after you have determined their personality, sex, and age. Let no one discourage you You can meet a lot of people on your professional way who can tell you to stifle your imaginations and stay away from all that stuff. On no account let anyone discourage your ambitious attitude. Be your own motivation and always believe in yourself. Create the stories you have never found on the library shelves. Just write them, and do it your way.

Tuesday, November 26, 2019

What Is a 401k Everything You Need to Know

What Is a 401k Everything You Need to Know SAT / ACT Prep Online Guides and Tips Do you have the option of setting up a 401k plan? Does your employer offer a 401k matching benefit? Are you confused about what these words even mean? Don't worry! We'll explain everything you need to know about these accounts, but, first, what is a 401k, exactly? A 401k is a retirement savings account sponsored by an employer and designed by the government to give you tax benefits on your savings. Your money quietly grows until the time you can withdraw it in your late 50s. This guide will explain exactly what a 401k does, what you can and can't do with it, how to put money in it, and how it can set you up for a financially secure retirement. For anyone new to the world of 401k plans, let’s start with a quick review of terms. Saving for Retirement Terms: A Glossary Here are some terms you’ll see throughout the guide and a brief working definition of each: 401k: an employer-sponsored retirement account that allows your money to grow over time. Your company has to offer it, and it chooses the rules. Traditional 401k: this is the most common 401k account. You contribute money before it is taxed. Then, you pay taxes on your money when you withdraw after age 59 1/2 (or 55 if you've retired). Roth 401k: this is a newer 401k account where you contribute money that’s already been taxed. You don’t have to pay taxes later when you withdraw. IRA: this stands for Individual Retirement Account. An IRA doesn’t have to be employer-sponsored. You can transfer your 401k money into an IRA in the event you lose your job or your company goes under. Brokerage account: another option for investing your money independently. A brokerage account doesn’t offer the same tax benefits as a 401k or IRA, but your stock options are unlimited. Employer matching: many employers will match all or some of your yearly contributions to your 401k. Free money! While Roth 401k’s are gaining in popularity, most of us will still be offered a traditional 401k through our company. Therefore, we'll start by going more into detail about traditional accounts to answer our million dollar question: what is a 401k plan? Employer matching is the best. With both you and your company contributing to your nest egg, it can grow quite large over time. What Is a 401k? A 401k is an employer-sponsored retirement savings account. Not all employers offer 401ks, but those who do determine how it works. For instance, the employer chooses the various funds that make up your 401k portfolio. Since your employer has to offer it, you can't set up a solo 401k on your own. If you decide to open a 401k account, you’ll typically contribute money to it automatically each month or year. If so inclined, your company may match your contributions anywhere from 25% to 100% (some companies even go beyond 100% for the highest paid employees). Some 401k companies start by matching a small percentage of your contribution and increase this percentage the longer you work for them. There are lots of ways you can save money for retirement, including establishing an IRA or brokerage account or collecting bills in an old coffee jar. What are the advantages of putting money into a 401k as compared to these other methods? What Are the Advantages of a 401k? There are several advantages to a 401k, as well as a few limitations. Let’s start with the benefits. #1: Tax Benefits 401k plans allow your money to grow untaxed. Traditional 401ks let you contribute pre-taxed money. When you eventually withdraw the money, that’s when you’ll pay taxes on it. Roth 401k plans have you contribute already taxed money. When you take it out, you don’t have to pay any taxes on it. IRA and Roth IRA accounts also have tax advantages, but they often set restrictive limits on how much money you can contribute per year. Some only allow you to put in $5,500 a year, while 401k plans, as you'll read below, allow you to put up to $18,000, or even more if you're including an employer match. In a brokerage account that you can set up independently of an employer, your money would be taxed twice. In a 401k (traditional or Roth), your money is only ever taxed once. This tax set-up is a big benefit of 401k accounts. #2: Annual Compound Growth The second advantage of putting your money into a 401k as opposed to say, a coffee jar, is that it allows your money to grow over time. Thanks to the power of compounding interest, you could see your money grow significantly over decades. If you contribute $5,000 per year when you’re 25 and your money grows at a 5% annual rate, for example, then you would have an additional $30,000 more than you would if you started contributing ten years later. You’ll see significantly more money the earlier you start saving. You could bury your savings in your backyard, but the only thing your money would grow is mold. #3: Employer Matching Some, but not all, employers will match a percentage of your annual contributions. Employer match is essentially free money! Unless you really can’t afford it, you should strive to get the full employer match you can per year to make the most of this offer. #4: High Contribution Limits As mentioned above, 401k plans also have higher contribution limits than some independent retirement accounts. Some IRAs only let you put about $5,500 a year, while 401k limits are set at about $18,000, depending on the year. That limit doesn’t include any matching contributions made by your employer, so you could actually put a lot more per year into your 401k. We’ll get into the exact numbers below. All in all, 401ks are appealing because they offer significant tax advantages for your retirement savings, allow your money to grow over time, and they may involve significant contributions from your employer. That being said, there are some 401k limits that you should know about. Below are the three main limitations. What Are the Limitations of a 401k? Since your company offers the 401k plan, it also sets up certain rules and regulations. For instance, your employer chooses the stock options that make up the 401k. While you might have unlimited options with a brokerage account, you may only have a few with your 401k. This can actually be an advantage for some people, who would rather take a more hands-off approach to how their money gets invested. Secondly, some employers put in place a â€Å"forfeit law.† If you get laid off and have less than a certain amount of money in your 401k, then you don’t get that money back. Your company will set this amount and the details of any forfeit law. Make sure to ask whether or not your company has one. Finally, some companies also require you to work with them for a minimum number of years before you’re fully â€Å"vested† and can retain their matching contributions. If you leave or lose your job before that time, you can still keep your own savings, but any employer match contributions will disappear. Now that you know the advantages and limitations of a 401k, what do you have to do to set one up? Do you choose your investments, or does the company decide for you? Continuing with the nest egg metaphor, do you have to build the basket where your savings eggs will grow? What Steps Should You Take to Set Up Your 401k Plan? The first step in establishing your 401k plan is signing up with your employer. Typically, your employer or an HR professional should go over the steps with you when you get hired. If you chose not to sign up when you first started working at the company, you can still speak to your employer about how to sign up now. As you fill out the requisite paperwork, you’ll decide how much money you want to contribute. You can increase or decrease this amount if your circumstances change, but you won’t be able to withdraw money once you’ve deposited it (before retirement age) without a penalty. Once you’ve opened your account, you can take an active investing approach or put the 401k on autopilot. As mentioned above, your employer will choose the stock options, and you can choose how your money gets distributed among them. The majority of people, though, simply go with a â€Å"target-date† fund. With a target-date fund, you set the date you might retire, say, 2050, and the 401k does the rest. You won’t have to design your portfolio; instead, the account itself will adjust how your assets are allocated over time. If you do decide to take a more active approach, a good rule of thumb to follow is to have a diversified portfolio that can ride out the ups and downs in the market. With a diversified portfolio, you can help make sure that your savings will grow over time. While the amount of money you can afford to contribute to your 401k varies by individual, there are certain limits in place. Read on for the 401k contribution limits in 2016. How Much Money Can You Contribute to Your 401k? There are 401 k limits that determine how much money you can contribute to your account per year. These 401k contribution limits fluctuate a bit over time along with inflation. As of 2016, people under 50 could put in up to $18,000 per year. People over 50 could put in $24,000. The additional $6,000 is considered a â€Å"catch up† contribution for those who didn’t max out their limits in earlier years. Any company matching doesn’t count toward this 401k limit. The maximum combined contribution (yours plus your company match) can go up to $53,000. A good rule of thumb is to invest about 10% of your annual income, if possible. If you have employer matching, then you should also strive to get the biggest match contributions you can. Besides 401k limits, there are also rules about when you can take money out of your 401k. Read on to learn when you can make a 401k withdrawal. If you withdraw your money early to buy a four-day Bonnaroo ticket, you’ll pay a steep penalty. Better to let it sit until you retire. When Can You Get Your Money Out of a 401k? You can take money out of your traditional 401k starting when you’re 59 1/2 (regardless of whether you've retired or not) OR if you retire at age 55 or higher. If you try 401k withdrawal before that time, then you’ll incur a hefty 10% penalty fee. So far, everything discussed applies mainly to traditional 401k accounts. They let you contribute pre-taxed money and have penalties for withdrawing money before you reach a certain age. There is one other kind of 401k with different rules and regulations called a Roth 401k. Read on to learn more about a Roth 401k and how it differs from the traditional 401k accounts that most employers offer. The main difference between a traditional 401k and a Roth 401k has to do with when you pay the tax man. What Is a Roth 401k? In addition to a traditional 401k, some companies also offer a Roth 401k. A Roth 401k has a few differences from a traditional 401k. The most important difference is that a Roth 401k has you contribute money after it’s been taxed. When you withdraw money from the account later, you won’t have to pay taxes on it. The second difference has to do with 401k withdrawal rules. A Roth 401k plan lets you take out your money at any time without penalty after you’ve held the account for five years. You won’t have to pay a 10% penalty as you would on a traditional plan for Roth 401k withdrawal before a certain age or retirement. If your employer offers both traditional and Roth 401k options, which one should you choose? Traditional 401k vs. Roth 401k: Which One’s Better? If your employer offers both a traditional 401 k and a Roth 401k, then you have to decide which one to choose or, alternatively, whether to set up both types. Essentially, you want to figure out which type of 401k will help you save the largest amount of money in the long run. There are also some psychological factors that come into play. #1: Do You Want to Be Taxed Now or Later? As you read above, a traditional 401k taxes your money later while a Roth 401k taxes your money now. If you’re young, not making a lot of money, and not currently getting taxed highly, then a Roth 401k might be the preferable option. While you won’t be putting as much money into the account initially, you will be able to leave your money for many years to grow. If you’re older, make a high paycheck, and are in a high tax bracket, then you might want to go with a traditional 401k. That way, your money will be taxed when you retire and are in presumably a lower tax bracket than you are presently. Both traditional and 401k plans have great tax benefits. You should just need to decide which would benefit you more. #2: How Is Your Financial Self-Control? Beside figuring out the tax situation, there’s a self-control factor to think about. If you need all the money in your traditional 401k, then you’ll want to set aside other savings to pay the eventual large tax bill. Will you be able to set aside money to pay taxes later, or at least plan around the large chunk of your savings that will get taken away by taxes when you retire? On the flip side, if you open up a Roth 401k, will you have the self-control not to withdraw any of your savings after the five-year mark when you can withdraw penalty-free? Besides weighing the tax benefits, you should ask yourself these questions to figure out which option is better. Finally, you might not decide not to choose between them at all and instead opt for both types of accounts. Should You Choose Both a Traditional and Roth 401k? Some financial advisors suggest going with both a traditional 401k and a Roth 401k if you have the option. You don’t actually have to choose one or the other, but instead, can split your savings between the two. Going with both is similar to diversifying your stock portfolio to reduce risk. We can’t know what tax laws will come into play in the future, so choosing both a traditional and Roth 401k is a way to hedge your bets. Now that you know the ins and outs of both traditional 401ks and Roth 401ks, let’s go over the essential points that you need to remember about saving for retirement. What Is a 401k? Just the Essentials These are the key points you need to remember about a 401 k plan: A 401k is a retirement savings account that some employers offer. You can contribute a certain amount per year, and your employee might match your contributions (free money!) In a traditional 401k, your money is taxed when you withdraw, not now. In a Roth 401k, your money is taxed now, not when you withdraw. 401k tax policies are superior to those of brokerage accounts, where your money is taxed twice. Your money will grow over time thanks to the power of compounding interest. Start early to have the most amount of money saved for retirement! Now that you have a better understanding of what HR is talking about during new employee orientation, how should you proceed? Should you join in on the 401k fun? With a 401k, you can predict the future, at least the financial part. Should You Contribute to a 401k? Magic 8 ball says, â€Å"Most likely!† Unless you can’t cover your living needs, there’s no reason not to set aside some money for Future You. She’ll really appreciate it. Of course, your employer has to offer a 401k plan. If your company doesn't offer 401k benefits, then you can't set up a solo 401k. You could instead save money for retirement in an IRA, Roth IRA, or brokerage account. If you do have the option of a 401k, a good rule of thumb is to invest as much money as you can, perhaps about 10% of your income. If possible, try to max out any employer matching benefits so you get the most money you can from your employer toward your retirement savings. Start early to maximize the power of compounding growth. 401k accounts offer a simple, hands-off approach to saving for retirement. With just a little paperwork and rearranging of your daily expenses, you can save for retirement and reap huge financial benefits in your golden years.

Friday, November 22, 2019

Conjugate the French Verb Améliorer (to Improve)

Conjugate the French Verb Amà ©liorer (to Improve) If you really want to improve your French, then you need to learn the verb  amà ©liorer, which means to improve. Its a regular verb and that makes it easy to conjugate. Follow this French lesson and youll be conjugating  amà ©liorer  like a pro. Conjugating the French Verb  Amà ©liorer The French verb  amà ©liorer  is a tricky one to pronounce. With practice, youll get it. It sounds like  [a may lyuh ray]. While the pronunciation is a bit of a challenge, conjugating it is not. That is because  amà ©liorer  is a  regular -er verb,  so it follows the pattern used for verbs like  aider  (to help) and  accepter  (to accept). You will simply change the ending according to the rules used for all regular -er  verbs. To conjugate  amà ©liorer, you need to change the ending to match the subject pronoun the j, tu, il, nous, etc. and the tense of the sentence. For example, to say I improve, you will say jamà ©liore.   This chart will help you study the conjugations for the various forms of  amà ©liorer. It includes the present, future, imperfect past, and present participle tenses. You should focus on the present and future as well as the passà © composà © below. Subject Present Future Imperfect j amliore amliorerai amliorais tu amliores amlioreras amliorais il amliore amliorera amliorait nous amliorons amliorerons amliorions vous amliorez amliorerez amlioriez ils amliorent amlioreront amlioraient The Present Participle of  Amà ©liorer   As with other French verbs,  amà ©liorer  has a  present participle, which is amà ©lioant. Beyond usage as a verb, it can also become an adjective, gerund, or even a noun. Essentially, it transforms the word from to improve into improving. Another Past Tense of  Amà ©liorer   Passà © composà ©Ã‚  is the most common form of past tense used in the French language. This makes your conjugations of  amà ©liorer  easier. Instead of memorizing all the imperfect forms, you can concentrate on this one. In order to form the phrase properly, you will need the  auxiliary verb, which is avoir  in this case. You also need to know the  past participle  of amà ©liorer, which is  amà ©liorà ©. With those elements, you can then say I improved. In French, this is jai  amà ©liore.  Likewise, to say we improved, you will say nous avons  amà ©liore.  The ai and avons in the examples are the conjugates of the verb avoir. More Conjugations of  Amà ©liorer Those are the easy conjugations and the ones you will use most often. There are other forms of the verb that you should at least be aware of. Consider adding the subjunctive and conditional forms to your French studies as they both express mood and are in frequent use. The subjunctive verb mood expresses that the verb has a certain degree of uncertainty. The conditional verb mood implies that the action will only happen under certain circumstances. The passà © simple and imperfect subjunctive forms of  amà ©liorer  are less important. These are used primarily in formal writing. Subject Subjunctive Conditional Pass Simple Imperfect Subjunctive j amliore amliorerais amliorai amliorasse tu amliores amliorerais amlioras amliorasses il amliore amliorerait amliora amliort nous amliorions amliorerions amliormes amliorassions vous amlioriez amlioreriez amliortes amliorassiez ils amliorent amlioreraient amliorrent amliorassent You will need to know one more conjugation for  amà ©liorer  and that is the imperative form. This is used in short sentences that demand or request something. The difference here is that youre not required to use the subject pronoun. Instead of nous  amà ©liorons, you can simply say amà ©liorons. Imperative (tu) amliore (nous) amliorons (vous) amliorez Amà ©liorer  Put to Use Lets use  amà ©liorer  in context with a couple of sample sentences. I want to improve my French before I leave. Je veux amà ©liorer mon franà §ais avant de partir.Were going to do some improvements at our house.  Nous allons amà ©liorer notre maison. You might also be interested in words that are similar to  amà ©liorer  as these will be useful in expanding your French vocabulary. amà ©liorable (adj) - improvableune amà ©lioration - improvement, bettermentamà ©liorant (adj) - soil-improving

Wednesday, November 20, 2019

1.Should the United States act alone and begin carbon cap and trade or Essay

1.Should the United States act alone and begin carbon cap and trade or should we only do it if the rest of the world does as well - Essay Example With the debate ensuing regarding the US taking the first step towards environment protection and its possible implications on global impact, economic growth and possible trend setting role, there are many angles to study this concept from. This paper is aimed at highlighting the various aspects of imposing a carbon cap in the US, its pros and cons and the feasibility of taking such step in the long and short term. It is not a new fact that the pollutants that are exhausted into the atmosphere as a result of industrial activities damage and human activities cause climatic changes and other greenhouse effects. Carbon dioxide is the leading greenhouse gas and comes not only from industrial operations and human activities like burning of fossil fuels and in energy but also from some other natural sources such as animal respiration, volcanic eruptions and decay of plants. The accumulation of large amount of carbon dioxide from the diverse sources in the atmosphere results into catastrophic impacts of climate change in the environment. To tackle climatic changes and the negativities that emerge as a result of pollutants, it has become imperative for countries to strive on their level to minimize their contribution towards environmental harm. Carbon Cap is one such concept that has emerged as a result of this changing trend towards environment friendliness. It basically restricts the extent of carbo n emissions into the atmosphere and exceeding the prescribed limit makes the operating firm liable to pay a carbon tax (Shapiro, 2007). Carbon cap and trade is an approach to curb environmental destruction by greenhouse gases. This approach is environmentally and economically feasible and practical which is centrally driven by global warming. â€Å"Cap† and â€Å"trade† terms imply setting limits for greenhouse emissions and

Tuesday, November 19, 2019

Global performance and corss culture management of Home Depot 04259 Essay

Global performance and corss culture management of Home Depot 04259 - Essay Example The company started its operation with first two stores in Atlanta, Georgia in 1979 and currently has more than 2200 stores throughout United States, Canada, Mexico, and China. By the end of the 2015 (first quarter), the Home depot company will have 293 international operations that collectively represent 12.9% of the total store base of Home Depot. In Canada, the Company has around 182 stores in 10 provinces of Canada. Additionally, the local number of associates in Canada will reach around 28,000 by the same time. The In Mexico, Home depot has around 111 stores while the number of associates in Canada exceed by 9,000. Both locations has retail facilities spread across from 60,000 to 150,000 sq foot (Corporate Homedepot, 2015a). Home depot is among the leading player in the home improvement industry. Home Depot with 58 percent rake of an annual revenue in United States and going to expand in Mexico (Malkin, 2014). It earns more than 95 percent of its revenue; international sales represent 11 percent of the sales of Home Depot (Soni, 2015a). The operations are spread across 2200 stores throughout United States, Canada, Mexico, and China. The operations of the company include selling wider hodgepodge or mixture of home improvement products, building material, and garden and lawn products; Company offers several services to its customers. The operations of Home Depot targets three sorts of customers. Professional customers, do-it-yourself customers and do-it-for-me customers are the target customer around which the operations of the company revolve (Soni, 2015b). For quality and innovative products and services, the company sourcing is spread to India in addition to above three markets (Corporate Homedepot,201 5b). By 2019, the global industry of home improvement retail stores is expected to arrive at $ 2291.6 billion as a result of increased

Saturday, November 16, 2019

Crime Increase Essay Example for Free

Crime Increase Essay It is true that many countries have been experiencing the growth of crime rate. In response many countries are building new prisons, but they are just increase the number of inmates instead of solving this problem. Perhaps, we need to look back at the roots of this issue and facing the possible causes. The TV and computer games are considered to be one of the reasons of crime level and violence increase. see more:essay on crimes Violent actions, murders in virtual worlds or on TV screen are changing our vision of morale. I believe, that it is unrealistic to blame only the media. It is believed that the main cause of crime activity is social inequality. A child from rich family should makes much less efforts to get education and well paid job than children from poor families, because his parents are able to pay for his education. In addition, many children from unsecured families are forced to work from the very young age to support their families. What is more, many teenagers can be addicted to drugs, what in its turn can put the end to their education and further development. Solving above-mentioned problems are not easy. We need to reduce a gap between the layers of society by providing more chances for poor people to become wealthier. But not only the government should be involved in this, business structures should also take a part, creating jobs and improving education process. In relation to the drug spreading problem, I believe the government should start from itself and fight against the drug corruption. I believe that the crime level will continue to rise unless, particularly in cities, we find and apply an effective way to solve these issues. Perhaps, we should start from involving business to education of students and building theirs careers. Business will get more qualified workers, the government will get more taxpayers and everybody win.

Thursday, November 14, 2019

Why Is Religion Important? :: Why Study Religion?

Why is it important to study the world's religions in the college and university curriculum? Religious Studies is intellectually exciting because it provides access to the mystery of the other. Religion is one of the primary disciplines for investigating the boundary questions of life and death, of love and hate, that characterize the human condition. All persons crave for self-transcendence in one mode or another. Religious Studies provides the opportunity to understand, with depth and nuance, the many beliefs and rituals that move persons to appreciate the alternative world of the religious reality. Religious Studies is academically enriching because it is a transdisciplinary mode of inquiry that engenders deep intercultural literacy. Serious study of the world's religions inculcates unique cultural sensitivities among students. Since it straddles the boundary between objective evidence and subjective experience, religious studies is methodologically diverse, globally aware, and academically transgressive. Religious studies is rigorously and playfully open to a multicultural and international way of being that bursts the boundaries of the conventional and the everyday. Religious Studies is personally meaningful because it raises questions of purpose and value along with developing important life skills. Religious studies enables the development of crucial aptitudes -- critical thinking, communication competence, interpersonal awareness, and intercultural literacy -- necessary for success in a global society. The aim of liberal education -- healthy, holistic education -- is about gaining wisdom, not the accumulation of knowledge as such. Practically speaking, religious studies can enable students to better practice the task of selfhood by both building self-esteem and making possible the acquisition of competencies crucial for one's well-being in increasingly diverse world cultures What role should religion play in the curriculum? To learn about the religious dimensions of world cultures is essential to a fully informed and multicultural educational curriculum. But it should be noted that teaching about religion on a comparative, educational basis is not the same as teaching religion. To teach about religion is to study the religions of the world in a manner that is comparative, factual, and fair-minded, and that avoids any hint of faculty or students trying to persuade other faculty or students to subscribe to this or that religious (or non-religious or anti-religious) belief-system. To teach religion, on the other hand, is a rhetorical exercise that attempts to persuade students to believe (or not) in a particular religion or system of ideas. To teach about religion, then, is